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Where Prime Failed to Require Indemnity from Its Sub and Failed to be Named as Additional Insured – its CGL Carrier Had No Coverage Responsibility

by Kent Holland | May 31, 2022 | Newsletter Article

General contractor and its CGL carrier were sued by a subcontractor’s  employee for injuries sustained when hit by truck driven by another subcontractor while working on site.  The CGL moved for summary judgment on the basis that an exclusion in the policy barred...

There Must be an Alleged Negligent Act of the Named Insured to Trigger Coverage for an Additional Insured under a CGL policy

by Kent Holland | Jan 28, 2020 | Newsletter Article

Does an Additional Insured under a contractor’s commercial general liability (CGL) policy have coverage for claims against the additional insured that aren’t based on allegations of negligent acts or omissions of the named insured contractor? In this decision the...

Insured Contract Exception to Contractual-Liability Exclusion

by Kent Holland | Feb 14, 2019 | Newsletter Article

A project owner and its subcontractors were entitled to be defended and indemnified under its contractor’s commercial general liability (CGL) policy. The “contractual liability” exclusion of the policy was not applicable because indemnity was afforded under an...

Why a Project Owner Isn’t Made an Additional Insured Under a Design Professional Policy

by Kent Holland | May 13, 2018 | Newsletter Article

Design professionals do not name project owners or contractors as additional insureds under their professional liability policies. This paper from the library of articles and papers hosted on the ConstructionRisk.com website explains why. Read it here. About the...

Essential to Engage Your Insurance Broker to Review Additional Insured Endorsement Requirements in Contracts

by Kent Holland | Jul 26, 2017 | Newsletter Article

By: Michael Herlihy, ARM, CRIS – Ames & Gough As discussed in the April, May and June editions of Construction Risk.com Reporter, the New York Supreme Court ruling in Gilbane Building Co./TDS Construction Corp. vs. St. Paul Fire and Marine Insurance/Liberty...
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