Contractor Can’t Recover Insurance for Damages Caused by its Its Breach of Contract

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A contractor sought recovery from its commercial general liability (CGL) policy for damages that the project owner claimed for water leakage and damage caused by the Exterior Insulation System furnished and installed by the contractor.  The insurance company filed a declaratory judgment action asking the court to declare that the insurance policy provided no coverage [...]

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Cost of replacing contractor’s defective workmanship not covered by CGL policy

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When a painting subcontractor’s work proved to be defective, the prime contractor expended $10,000 for stripping and refinishing cabinets and woodwork, and then submitted a claim to its commercial general liability (CGL) insurance carrier to recover the costs. The carrier declined coverage on the basis that there was no “accident” but only a breach of [...]

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