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Insurance Company Improperly Refused to Defend Additional Insured Under Contractor’s Policy

by Kent Holland | Feb 7, 2011 | Newsletter Article

An additional insured endorsement to an insurance policy entitled the Texas Department of Transportation (TxDOT) to a defense by the Contractor’s insurance company. St. Paul Insurance Company did not deny that it owed some coverage to TxDOT, but it refused to...

No Coverage in Homeowner’s Policy for Mold Damage from Water Pipe leak

by Kent Holland | Jan 30, 2011 | Newsletter Article

Where a homeowner sought to recover under its homeowner’s policy for mold damage that occurred from water from a burst pipe, the insurance carrier denied the claim on the basis of a mold exclusion in the policy. The homeowner filed suit against the carrier seeking a...

Subcontract Installation of Unattractive Wrong Shingles not Property Damage Covered by CGL Policy

by Kent Holland | Jan 30, 2011 | Newsletter Article

Where a subcontractor, without knowledge or permission of the prime contractor, purchased and installed shingles on the roof of a new garage that were a different color and an inferior grade than specified by the contract, the homeowner sued the prime contractor for...

No Coverage in Homeowner’s Policy for Mold Damage from Water Pipe Leak

by Kent Holland | Dec 31, 2010 | Newsletter Article

Where a homeowner sought to recover under his homeowners insurance policy for mold damage that occurred from water from a burst pipe, the insurer denied the claim on the basis of a mold exclusion in the policy. The homeowner filed suit against the insurer seeking a...

When Does a Notice from Client Become a Claim that Must be Reported to Insurance Carrier?

by Kent Holland | Dec 31, 2010 | Newsletter Article

Where a project developer sued its engineer that was responsible for the site and grading plan, the engineer’s carrier refused to defend the suit because it asserted the engineer had not provided notice of the claim within the time permitted for reporting under the...
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