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CGL Policy not required to indemnify a judgment against a general contractor – Professional Liability Exclusion and the “Your Work” Exclusions Applied

by Kent Holland | Feb 19, 2025 | Newsletter Article

Where a swimming pool construction contractor built a multi-million dollar “floating floor pool, it designed a system based on information found on YouTube.  When completed, the pool floor wouldn’t raise evenly.  It jammed inside the pool shell and each time it was...

Insurance Agent Liable to Contractor for Misrepresenting Additional Insured Status and Failing to Procure Insurance Coverage

by Kent Holland | May 31, 2024 | Newsletter Article

General Contractor for a condo building settled the project developer’s claim against it and then filed suit against its subcontractor/engineer’s insurance agent based on the agent’s misrepresentation on a certificate of insurance and failure to procure additional...

CGL Carriers Had no Duty to Defend Professional Liability Claim against Designer of Pedestrian Bridge that Collapsed at Florida International University

by Kent Holland | Nov 6, 2019 | Newsletter Article

Figg Bridge Engineers, Inc. (“FIGG”) and Munilla Construction Management, LLC (“MCM”) contracted to design and construct a pedestrian bridge on the Florida International University campus. The bridge collapsed, killing and injuring several people. Lawsuits followed....

Contractor’s CGL Policy Professional Liability Exclusion Precludes Coverage for Damages from Subcontracted Land Surveyor’s Error

by Kent Holland | Feb 26, 2018 | Newsletter Article, professional liability exclusion

General Contractor (GC) constructed two condominium buildings too close to the adjoining property. This was due to an error made by the land surveyor who was working under subcontract to the GC. An occupancy permit would not be issued by the County unless the problem...

Professional Liability Exclusion in CGL Policy Barred Coverage for $25 Million Damages Claim from Ruptured Pipe Line

by Kent Holland | Jan 2, 2018 | Newsletter Article, professional liability exclusion

Professional Liability Exclusion Case Where a construction excavator struck an unmarked petroleum pipeline causing a massive explosion and rupture, the commercial general liability (CGL) excess insurance carrier of the pipeline owner, Kinder Morgan, settled claims...
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